Our advice covers budgeting, re-financing, appropriate debt levels, borrowing structures and cash flow. We can assist in reducing inefficient debt. Inefficient debt is debt where the interest you pay cannot be claimed as a tax-deduction.
We can recommend the following debt management strategies:
- Consolidating your debt
- Increasing the frequency of your payments
- Making additional lump sum payments
- Increasing your regular repayments
- Using a credit card effectively in conjunction with your loan
- Using an offset account
- Using a redraw facility
All Round Financial Planning helps you define then transform your goals into a secure reality that allows you to realise your ambitions.